David Rawlance2015 is the year for SMEs to seize opportunity and grow according to David Rawlance at Lloyds Bank

A recent survey by The Federation of Small Businesses found that the South East, including Greater London, was one of the top areas to grow in confidence at the latter end of last year, with 62 per cent of small and medium sized enterprises (SMEs) expecting to expand their business during 2015.

Positive research and the start of a new year always bring a sense of optimism, and can be encouraging news for enterprise leaders in London and the South East who are keen to pursue their growth ambitions over the coming 12 months.

However, in order to do this successfully careful planning is essential – as is sufficient support.

How is Lloyds Bank helping?

We help our customers with a whole range of financial packages and guidance, from supporting start-ups right through to multimillion pound turnover businesses.

We also support a number of Government initiatives, such as the Funding for Lending Scheme (FLS), ensuring that SMEs have access to competitively priced funding for growth. Lloyds Banking Group’s SME net lending growth between January and September 2014 was £1.2 billion - more than any other bank participating in the FLS Scheme.

We believe there’s no such thing as “one size fits all” every business situation is different, with individual funding needs. We offer ‘traditional’ funding, such as loans and overdrafts, or more alternative funding solutions like invoice discounting and hire purchase facilities, or a combination of the two.

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